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04.12.2018

Do you really need a will?

By Heather Coleman Brooks Attorney, English, Lucas, Priest and Owsley, LLP Heather Coleman Brooks Death and taxes. Both inevitable, both made easier when a plan is in place. You deal with your taxes annually, but how often do you consider whether you have made the proper plans for your estate? If you do not have substantial assets, you may be wondering if it is really necessary for you to have a will. To decide if it is right for you, consider what happens if you fail to make a plan. In Kentucky, if you die without a will, your assets will pass according to the laws of intestacy. The courts will divide your assets among your heirs according to the priorities directed by Kentucky statutes. Sometimes, this has unintended consequences.   Read More

02.27.2018

Truck accident results in favorable verdict for plaintiff

By Kyle Roby, Partner English, Lucas, Priest and Owsley, LLP Chances are, we’ve all been stopped on a road by a person holding a brightly colored flag as roadwork commenced in front of us. It’s so common it’s unremarkable, and expected whenever there is construction on roads (which seems like most of the year in Kentucky). In a recent case we handled in Edmondson County, a stopped truck didn’t have a spotter or flagger directing traffic around a cement truck blocking the roadway, and it nearly resulted in the death of our client. The general contractor did not have temporary traffic control devises in place and the concrete truck company did not train its drivers on what to do when the required devices are not present. Read More

02.15.2018

Property Owner’s Liability During Winter Weather

By J.A. Sowell, Attorney English, Lucas, Priest and Owsley, LLP Snow is beautiful when you’re tucked inside with hot chocolate and have nowhere to go. But that’s not the case for most of us. You may have a doctor’s appointment, work duties or errands to run that demand you leave the house before the snow is gone. In most cases, businesses do a nice job of getting out and clearing snow and ice from sidewalks and steps to keep their own employees and customers safe. You might wonder what your own duties are at home or at your business. Are you required to clean your sidewalks? What about your steps? Read More

01.16.2018

Commercial vehicles and hazardous road conditions: responsibilities and the law

By Kyle Roby, Partner English, Lucas, Priest and Owsley, LLP Roads throughout Kentucky, but particularly in our area, are snow-covered, ice-packed and impassable at places today. Many work places, including our own, closed today so our employees can stay home and be safe. While we have that option, not everyone exercises that much caution when dealing with hazardous weather. It’s somewhat understandable. Some businesses, such as hospitals, don’t ever close for any reason. There are also some people who think the rules don’t apply to them, and they don’t exercise due caution, and that is much more concerning. Today, we are hearing news reports of a multi-vehicle accident on Interstate 65 in Hart County. Police scanner traffic indicates the accident involves a Greyhound bus, two commercial vehicles and two passenger vehicles. I follow Joe Imel on Twitter (who doesn’t?) and he gave out details as he heard them, as well as posted a Kentucky State Police report on the accident. Read More

01.11.2018

Tax law changes brings a big estate tax win

By Nathan Vinson, Attorney and Partner English, Lucas, Priest and Owsley, LLP We’ve had lots and lots of questions about the new tax law passed by Congress and signed into law by President Donald Trump in late 2017. It is a large, complicated and sweeping bill that the average person may have some trouble deciphering, which is understandable. We wanted to tackle here what we see as one of the major benefits for those planning their estates: doubling the exemption for estate taxes. If you’re looking to a solid guide to all of the tax law changes, read The Motley Fool’s take on it here. In 2011, this base was set at $5 million, and it was indexed for inflation, meaning that you could leave up to $5 million (plus the adjustment for inflation) to your heirs and your estate would pay no estate tax. For tax year 2017, that amount was $5.49 million once adjusted for inflation. Read More

01.09.2018

Underinsured and uninsured motorist coverage: what you need to know

By Bob Young, Attorney English, Lucas, Priest and Owsley, LLP Every car owner in Kentucky is required to carry liability insurance on their automobile. Liability insurance means that if you are involved in an accident with another vehicle, and you are at fault, your insurance will pay for the damages to the other vehicle and for their injuries. But what happens if you’re involved in an accident, it’s the other person’s fault and the other person isn’t carrying the required insurance? Or what if your injuries or your passenger’s injuries are greater than the coverage the other person is carrying? If the at-fault drivers has no coverage, that would mean your own uninsured motorist insurance policy would pay the bills for your treatment and cover the pain and suffering for injuries suffered by you or anyone in your vehicle. If the at-fault driver does not have sufficient coverage, underinsured motorist coverage, again, on your own policy, would cover these bills and damages, to the extent the at-fault driver does not have adequate coverage. Read More

12.07.2017

Tennessee Supreme Court upholds the Collateral Source Rule in personal injury cases

By Kyle Roby English, Lucas, Priest and OwsleyWhen you are injured in an accident, you may sue to recover the costs of reasonable and necessary medical treatment following the incident. How do you determine what those costs are and the reasonableness of them? Is it the medical bill itself? Is it what your health insurance paid? Is the other side entitled to a credit or set-off if the cost of your medical bills are reduced by insurance payments or the hospital charges a different rate for your health insurance? These are some of the questions you may have when trying to determine what is the reasonable cost of medical treatment in a personal injury case. In most states, Courts will follow what is known as the collateral source rule. The collateral source rule is a rule of evidence that prohibits the admission of evidence that the plaintiff or victim has received compensation form other than the damages sought against the defendant. Typical examples of a collateral source are medical bills paid by health insurance or payments made by workers compensation. Recently, the Tennessee Supreme Court was faced with the question of what was the reasonable cost for medical services in personal injury cases. This case, Dedmon vs. Steelman, is an important win for Tennessee patients and personal injury victims. The Tennessee Supreme Court heard the case in April and issued a ruling on November 17, 2017. Read More

12.05.2017

Kentucky Appeals Court sides with homeowners in construction accident case

When a person who is injured due to another party's careless conduct files a lawsuit, he or she may expect the matter to be concluded either by a jury trial or by a settlement. However, a significant number of Kentucky personal injury cases - especially premises liability lawsuits arising from slip and falls, trip and falls, and fall down accidents - are resolved via a motion for summary judgment. By granting summary judgment, a trial court is saying, in essence, that even if everything the plaintiff says in his or her complaint is true, the defendant is entitled to a judgment as a matter of law. Summary judgment is only appropriate in situations in which no genuine issues of material fact must be resolved in order for the issues to be decided. Read More

11.29.2017

Common sense and trust distributions

By Leah Morrison, Attorney English, Lucas, Priest and Owsley, LLP When it comes to planning to avoid or minimize Federal Estate tax, there are four (almost) magic words that frequently appear in trust documents: health, education, support and maintenance, known in the trust and estate law industry as HEMS. Outside of the tax advantages of including HEMS in a trust document, these words also impact the administration of the trust. When a trust includes HEMS language, beneficiaries from the trust may receive funds from the trust for those type of expenses, and those only. A trustee is placed in charge of the trust. That trustee usually has broad latitude in determining how many distributions are made from the trust and in what amounts – but HEMS language is included to limit what those distributions may be used for. Trustees must ensure that the distributions fall under those categories. Trustees are often a lay person, and in many cases, a family member. This can make things particularly sticky and confusing, especially if there are disagreements among family members. Read More

11.20.2017

Plaintiff receives $98,158 in damages in Kentucky bike accident case

By Kyle Roby Attorney and Partner English, Lucas, Priest and Owsley, LLP Each state has its own rules as to how to handle a case in which both the plaintiff and the defendant are alleged to have been negligent in causing an accident. In a Kentucky car wreck case, the law of pure comparative fault applies. (In some other states, the rule may be modified comparative fault or pure contributory negligence.) Under the doctrine of pure comparative fault followed in Kentucky, the plaintiff can recover money damages from the defendant as long as he or she is not found to be 100% at fault; however, he or she is only entitled to recover the percentage of total damages attributed to the defendant's negligence. Such cases are often hotly contested, since each party may try to pin all or most of the blame for the crash on the other side. Read More