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08.24.2021

My Vehicle Was Damaged in a Wreck… What Do I Need to Know?

By Kyle Roby, Partner Kyle Roby English, Lucas, Priest and Owsley, LLP All too often I get calls from people who have been rear-ended by a distracted driver. Most of the time, when no one was injured with only damage to the vehicle, there is not a need for a personal injury attorney like me to get involved, but I am always happy to provide information on how one should proceed after being rear-ended and provide a warning for potential pitfalls that may arise. What often complicates matters is when the person that rear-ended the vehicle does not have insurance, leaving the person who got hit to fix their car out of their own pocket. In these situations, whether you are trying to seek payment for damages from the at-fault driver’s insurance company or your own to get your car fixed, this can be an extremely frustrating experience. Here are five tips that I often share to help ease your frustration: Read More

08.04.2021

Will The Insurance Company Pay for My Injury if the Wreck is My Fault?

What is disputed liability and what impact does it have in the state of Kentucky? By: ELPO Law Attorney J.A. Sowell (jasowell@ELPOLaw.com; 270-781-6500) Disputed liability is a term used by insurance companies when negotiating bodily injury claims made against their insured after there is an injury resulting from… Read More

11.30.2020

What You Need to Know About Safe Driving During Winter Weather

By ELPO Law Attorney Jessica Shoulders According to the Federal Highway Administration and the National Highway Traffic Safety Administration (NHTSA), each year, 24 percent of weather-related crashes occur on snow, slushy, or icy roadways, and 17 percent of all vehicle crashes occur during winter conditions.  With winter approaching, it is important to know what you can do to reduce your chances of being involved in a winter weather related crash and what to do if you find yourself in the unfortunate situation of being involved in one. Snow and ice reduce pavement friction and vehicle maneuverability, causing slower speeds, reduced roadway capacity, and increased crash risk. Heavy snow and sleet can also reduce visibility. Lanes and roads are obstructed by snow accumulation, which reduces capacity and increases travel time delay.  If you encounter any of these road conditions, the following tips from AAA and the NHTSA can help you avoid a crash: Read More

07.21.2020

Five Things You Need to Know After a Car Wreck

By Kyle Roby, Partner Kyle Roby If you follow ELPO Law on social media (facebook.com/ELPOLaw; @ELPOLaw) or subscribe to our ELPO eNewsletter (click here to subscribe), you are familiar with articles with tips on how to protect your family with car insurance or what happens if you are involved… Read More

05.19.2020

Car Insurance: Is My Family Really Protected?

By J.A. Sowell, Attorney J.A. Sowell Reprinted from SOKY Happenings article 4.30.20 Picture this – it is Monday evening. You are driving down Campbell Lane with your two children in the backseat headed to grab a quick dinner after soccer practice. As you approach the intersection with Scottsville Road, you have the green light. Then, out of nowhere, a pick-up truck unexpectedly tries to turn left in front of your vehicle. Despite going the speed limit and paying attention to the road, there is nothing that you can do to avoid the collision. Boom! The pick-up truck rams into your vehicle, causing it to spin out and incur significant damage. You and your kids sustain neck and back injuries from the impact. The other driver is clearly at fault. No big deal, though… his insurance will surely cover the property damage, as well as the medical bills, lost wages, and pain and suffering you endured, right? Well… maybe. According to the Insurance Research Council, there is a 13% chance that the driver who hit you does not have any insurance at all – even though Kentucky law requires every driver to maintain a certain level of insurance coverage. There is also a good chance that while the driver has car insurance, he only carries the minimally required coverage, which may not be enough to fully cover the damages you sustained from the accident he caused. So, what can you do to make sure your family is protected in a situation like this? You can prepare for these unimaginable situations by obtaining uninsured and underinsured motorist coverage on your automobile insurance policy. Read More

03.02.2020

Jury Awards Over $7.1 Million to ELPO Law Clients in Truck Wreck

English, Lucas, Priest & Owsley, LLP (ELPO Law) announced today that a jury has awarded over $7.1 million to ELPO Law clients who were involved in a truck wreck in 2017. Kyle Roby Charles Basham and Jeff Basham have been in the towing and truck wreck business all of their… Read More

01.15.2020

What Happens If You Are in an Accident While Riding in an Uber?

By Kyle Roby, Partner Kyle Roby Most of us use the ride sharing service Uber when we need a ride because our car is in the shop or we are planning an evening out on the town. When you call for an Uber, the last thing on your mind is… Read More

05.29.2018

Accidents can ruin summer fun at amusement parks

By Kurt Maier, Partner English, Lucas, Priest and Owsley LLP Who hasn’t enjoyed a great ride at an amusement park in the summer months? It’s a staple of summer fun and entertainment for children, teens and adults. Your trip to an amusement park should be free of worry about accidents and injuries, but it’s becoming all too common to see serious injuries inflicted because of careless operation of amusement park rides. There certainly are well-maintained amusement parks, and there are also those that are not. You probably won’t be able to tell which one you’ve chosen by looking at them. Kentucky amusement parks have certainly had cases of serious injuries. The one that almost everyone remembers is the 2007 incident at Six Flags in Louisville (which has since closed). A 16-year-old girl was riding the Superman Tower of Power ride when a cable wrapped around her feet and severed them. The girl’s family sued the park. At the Louisville Zoo, a small train designed for parents and their children crashed. One man had his leg pinned under the train and had a series of eight surgeries to repair the damage. He had missed 18 months of work at the time of the lawsuit. A small child had disfiguring face injuries, and many others were injured in other ways. The claims were eventually settled. Read More

02.27.2018

Truck accident results in favorable verdict for plaintiff

By Kyle Roby, Partner English, Lucas, Priest and Owsley, LLP Chances are, we’ve all been stopped on a road by a person holding a brightly colored flag as roadwork commenced in front of us. It’s so common it’s unremarkable, and expected whenever there is construction on roads (which seems like most of the year in Kentucky). In a recent case we handled in Edmondson County, a stopped truck didn’t have a spotter or flagger directing traffic around a cement truck blocking the roadway, and it nearly resulted in the death of our client. The general contractor did not have temporary traffic control devises in place and the concrete truck company did not train its drivers on what to do when the required devices are not present. Read More

01.09.2018

Underinsured and uninsured motorist coverage: what you need to know

By Bob Young, Attorney English, Lucas, Priest and Owsley, LLP Every car owner in Kentucky is required to carry liability insurance on their automobile. Liability insurance means that if you are involved in an accident with another vehicle, and you are at fault, your insurance will pay for the damages to the other vehicle and for their injuries. But what happens if you’re involved in an accident, it’s the other person’s fault and the other person isn’t carrying the required insurance? Or what if your injuries or your passenger’s injuries are greater than the coverage the other person is carrying? If the at-fault drivers has no coverage, that would mean your own uninsured motorist insurance policy would pay the bills for your treatment and cover the pain and suffering for injuries suffered by you or anyone in your vehicle. If the at-fault driver does not have sufficient coverage, underinsured motorist coverage, again, on your own policy, would cover these bills and damages, to the extent the at-fault driver does not have adequate coverage. Read More